You can expect great service! You can get started online by completing our online application. Or you can call one of our Loan Originators today at 866-485-4046 to get your application started over the phone.

Call one of our friendly loan experts at 866-485-4046
Loan Officers are available to take your application over the phone Monday - Friday from 9:00 a.m. to 5:00 p.m. CST. The Loan Officer will ask you several questions to try to assess your home financing needs and goals. During this counseling session, feel free to ask any questions you may have and put their years of experience to work for you! Once your Loan Officer has obtained the necessary information to complete your application, they will review the application with you for accuracy and submit it to a lender for a decision.

Or apply Online
You can access our online application 24/7 at mortgagecentersllc.com. Once you have submitted your application, one of our Loan Officers will contact you to review your submission and  ask you a few additional questions. If you have any questions regarding your application at anytime, please call 866-485-4046.

If you are not initially approved
Your Loan Officer may ask for further documentation. We understand that some situations are complicated and further documentation may be required to fully understand them. Once your Loan Officer has received this additional documentation, your file will be reviewed and the application will be resubmitted for approval. Your Loan Officer will contact you regarding your application status and next steps.

Your loan will be processed
We’ll order the appraisal from a lender approved appraiser who is familiar with home values in your area. Depending on your finances and the loan amount requested, different types of appraisals are used. The appraiser will need to have access to the inside of the home.

Title insurance will be necessary. If you’re purchasing a home, we’ll work with the real estate broker or seller to ensure the title work is ordered as soon as possible. If you are refinancing we’ll take care of ordering the title work for you. We’ll use the title insurance to confirm the legal status of your property and to prepare the closing documents. Once everything is completed and passed through Underwriting, your application paperwork will be submitted to the lender’s Closing Department for final review. Your closing will be scheduled once the closing department has determined that the file is completely compliant with today's tough guidelines and all documents are up-to-date, including reverification of employment and credit.

We’ll contact you to coordinate your closing date
After we receive final approval from the lender’s closing department, your Loan Officer will contact you, the realtor, and the title company to coordinate your closing.

The closing will take place at the office of a title company or attorney in your area who will act as our and the lender’s agent. The day before closing, your Loan Officer will contact you to walk through the final information so that there won’t be any surprises at closing. In most cases, the final closing figures will be available 24 hours prior to closing.

That’s all there is to it! You’re on your way to the most convenient home loan ever!